Why Skyrocketing Premiums Were Inevitable With Obamacare’s Design

The Affordable Care Act would “bend the cost curve” in health care, “moving the health care system toward higher quality and more efficient care.” So said a White House statement in 2013. Many people now agree that didn’t happen. “We pay more than any other country in the world for worse health care,” Sen. Elissa Slotkin (D-Mich.) said while campaigning for office in 2024. “Families pay more, get less, and we’re left with few choices,” Rep. Mike Lawler (R-N.Y.) testified in a December 2025 committee hearing. A combined 70 percent of Americans believe the U.S. health care system is either in crisis or has major problems, according to a 2025 Gallup poll....